San Antonio Appraisal Blog

Growth Continues in South Texas     
Insights from On the Mark Appraisals

As we reach the midpoint of 2025, it’s the perfect time to pause and recognize the remarkable pace of real estate growth in San Antonio and New Braunfels. Whether you’re a homeowner, investor, or wondering about your property’s value, On the Mark Appraisals is here to provide you with the trusted insights and expertise you need to make confident decisions.

Key Market Updates:
  • Both San Antonio and New Braunfels have seen continued, sustainable growth in home values and new construction.
  • Low inventory and steady demand keep the real estate market competitive and favorable for sellers.
  • Buyers are benefiting from a diverse inventory, especially in up-and-coming neighborhoods.
  • Appraisal accuracy is more important than ever for lending, refinancing, and asset planning.

Why Accurate Appraisals Matter

Whether you're buying, selling, refinancing, or investing, a certified appraisal is your best tool for fair negotiations. At On the Mark Appraisals, our experience in the San Antonio and New Braunfels markets means you get:

  • Unbiased, expertly researched valuations using the latest data and technology
  • Clear, detailed reports explained in everyday language
  • Fast turnaround times and open communication every step of the way

Our Goal: To provide valuable information that builds your trust and confidence so you can approach every real estate decision with peace of mind.

The Power of Local Expertise

Markets change, but strong guidance endures. I’m proud to be your local resource—offering tailored advice for your neighborhood, your property, and your goals. My commitment? Accuracy, integrity, and service. Every time.

Ready for clarity in today’s market?
Ph: 210-393-4414 
Email: onthemarkappraisals@gmail.com

 www.onthemarkappraisalstx.com

Contact us for a trusted home valuation or consultation today!

Posted by Mark Caraveo on June 5th, 2025 8:51 AMLeave a Comment

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Summer is Here!!! Let the Buying and Selling Frenzy Begin!?  Oh Wait..

Summer usually means more home showings, offers flying everywhere, and open houses serving (mystery) lemonade. But this year, headlines aren’t just about backyard BBQs! The only thing rising faster than the temps are… yep, mortgage rates. Here's the big summer scoop:

  • New Tax Bill Passed: Congress is keeping us on our toes (and sometimes, scratching our heads). The latest tax reform could change how much homeowners can deduct, which means more questions at every kitchen table closing negotiation.
  • Tariffs—On Again, Off Again: Just like your neighbor's fireworks, nobody knows exactly when (or if) these will go off! Tariffs can impact construction costs, repairs, and even the price of your new neighbor's imported garden gnome (it’s a thing now, we checked).
  • US Treasury & Mortgage Rates Up, Up & … Oh My: The Treasury yields are climbing faster than my cholesterol after a summer corn dog. Guess what else follows? Mortgage rates! If you’re buying, expect higher monthly payments. If you’re selling, don’t panic—homes are still moving, but every dollar counts.

What Does It Mean For You?

  • Homeowners: Refinancing? It’s a narrow window—get your appraisal now before rates jump again!
  • Realtors: Yes, we know, “Did the value go up since last week?” We feel you.
  • Sellers: Pricing matters more than ever. Let’s keep those comps… well, comparable!
  • Buyers: Bring your ‘A’ game—and maybe your calculator.
  • Attorneys: You’re about to see more estate questions than an appraiser sees coffee breaks (and that's saying a lot).

In Conclusion…

Summer’s sizzle is real—but the real estate market’s hotter than ever with uncertainty. Relax, On The Mark Appraisals is here with the right answer, even if we use a slightly dull pencil (oops, time to sharpen up!) for sketching your property.

By: Your friendly (and slightly sarcastic) neighborhood appraiser ??Ready for an honest, hilarious, and expert appraisal? Contact us—because when it comes to home values, we don’t "estimate", we hit the mark.


© 2025 On The Mark Appraisals • 

Posted by Mark Caraveo on May 22nd, 2025 3:50 PMLeave a Comment

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March 20th, 2025 1:28 AM

Maximize Your San Antonio Home's Value: Smart Improvements That Pay Off

Understanding San Antonio's Real Estate Landscape

Before diving into specific improvements, it's crucial to understand the San Antonio market. Buyers here prioritize comfort, functionality, and curb appeal, especially in our hot Texas climate. Understanding these local preferences will guide your renovation decisions.

High-Value Home Improvements That Boost Your Appraisal in San Antonio:

Kitchen Remodel (Focus on Updates, Not Overhauls)

  • Cabinet Refacing/Painting
  • Countertop Replacement (Quartz or Granite)
  • Updated Appliances (Stainless Steel)
  • New Backsplash

Why it works: The kitchen is the heart of the home, and buyers are willing to pay for a modern, functional space.

Bathroom Upgrades (Focus on Functionality and Aesthetics)

  • New Fixtures
  • Tile Updates
  • Updated Vanity

Why it works: Updated bathrooms enhance comfort and convenience, appealing to a wide range of buyers.

Enhanced Curb Appeal (First Impressions Matter)

  • Landscaping
  • Fresh Exterior Paint
  • Updated Front Door
  • Power Washing

Why it works: Curb appeal creates a positive first impression and attracts potential buyers.

Energy Efficiency Upgrades (Essential in Texas Heat)

  • New Windows and Doors
  • Improved Insulation
  • HVAC System Updates
  • Solar Panels

Why it works: Energy-efficient homes save buyers money on utility bills, making them more attractive.

Adding Functional Space (Consider Local Needs)

  • Outdoor Living Spaces (Patios, Decks, Pergolas)
  • Garage Upgrades
  • Room Additions (When Done Right)

Why it works: Creating usable space enhances the home's functionality and appeal.

Home Improvements That May NOT Add Significant Value (or Can Even Hurt Your Appraisal):

  • Over-the-Top Luxury Upgrades
  • DIY Projects Gone Wrong
  • Ignoring Necessary Repairs
  • Swimming Pools (Mixed Results)
  • Wallpaper and Highly Personalized Decor

Get a Professional Appraisal in San Antonio

Before making major renovations, consider getting a professional appraisal from a reputable San Antonio company. We can provide valuable insights into your home's current market value and help you make informed decisions about which improvements will yield the best ROI.


Posted by Mark Caraveo on March 20th, 2025 1:28 AMLeave a Comment

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The real estate market has been on a roller coaster ride in recent years. After a period of rapid growth, the market has cooled down significantly, with prices starting to decline in some areas. This is due in part to rising interest rates, which have made it more expensive for people to borrow money to buy a home.

The Federal Reserve has been raising interest rates in an effort to combat inflation. This has led to higher mortgage rates, which have made it more difficult for people to afford a home. As a result, the demand for housing has decreased, and prices have started to fall.

However, there are some signs that the real estate market may be starting to stabilize. Interest rates have started to come down from their recent peak, and there is some evidence that the housing market is starting to rebound.

The Stock Market: A Volatile Market

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The stock market has also been experiencing a period of volatility. After a strong run-up in 2021, the market has been on a downward trend in 2022 and 2023. This is due in part to concerns about inflation, rising interest rates, and a potential recession.


However, there are some signs that the stock market may be starting to bottom out. The market has been showing some signs of strength in recent weeks, and there is some optimism that the economy may be avoiding a recession.

The Relationship Between the Real Estate Market and the Stock Market

The real estate market and the stock market are interconnected. When the stock market is doing well, people tend to have more money to invest in real estate. This can lead to higher real estate prices. Conversely, when the stock market is doing poorly, people may be less willing to invest in real estate, which can lead to lower prices.

What Does This Mean for Investors?

The current environment is challenging for investors. Both the real estate market and the stock market are volatile, and it is difficult to predict where prices will go in the future. However, there are some things that investors can do to protect themselves.

  • Diversify your portfolio. Don't put all of your eggs in one basket. Invest in a variety of assets, such as stocks, bonds, and real estate.

  • Have a long-term perspective. Don't panic and sell your investments when the market is down. Stay invested and ride out the volatility.

  • Do your research. Before you invest in anything, make sure you understand the risks involved.

Conclusion

The real estate market and the stock market are both experiencing a period of volatility. However, there are some signs that both markets may be starting to stabilize. Investors should be cautious and diversify their portfolios.



Posted by Mark Caraveo on August 6th, 2024 5:13 PMLeave a Comment

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February 19th, 2024 2:49 AM

On the Mark Appraisals 

 

"You Have To Care For Yourself"

"To Be Able To Care For Others"

                                    




Landscaping Tips for South Texas




 

South Texas is a diverse and beautiful region, with a variety of climates, soils, and plants. Whether you live in the arid west, the humid east, or somewhere in between, you can create a stunning landscape that suits your style and needs. However, landscaping in South Texas also comes with some challenges, such as drought, heat, pests, and severe weather. To overcome these challenges and enjoy your outdoor space, you need to plan carefully, choose the right plants, and follow some best practices. Here are some landscaping tips for South Texas that will help you create a thriving and low-maintenance garden.




1. Know Your Climate Zone


 

The first step to successful landscaping in South Texas is to know your climate zone. Texas has five major climate regions: the Trans-Pecos, the Edwards Plateau, the South Texas Plains, the Gulf Coast, and the Piney Woods1. Each region has different temperature ranges, rainfall patterns, soil types, and plant communities. Knowing your climate zone will help you select the plants that are best suited for your area and avoid wasting time, money, and water on plants that won’t survive or thrive.



2. Choose Native and Drought-Tolerant Plants


 

One of the best ways to create a low-maintenance and eco-friendly landscape in South Texas is to choose native and drought-tolerant plants. Native plants are those that have evolved in your region and are adapted to the local climate, soil, and wildlife. They are more resistant to pests and diseases, require less water and fertilizer, and provide habitat and food for native birds, butterflies, and bees. Drought-tolerant plants are those that can survive with little or no irrigation, especially during the dry summer months. They have special features, such as thick leaves, deep roots, or succulent stems, that help them conserve water and cope with heat. Some examples of native and drought-tolerant plants for South Texas are:




  • Agave                             
  • Black-eyed Susan
  • Bluebonnet
  • Cactus
  • Lantana
  • Mexican feather grass                   
  • Salvia
  • Texas mountain laurel
  • Yucca



3. Use Mulch and Compost

 

 

Another important tip for landscaping in South Texas is to use mulch and compost in your plant beds. Mulch is a layer of organic or inorganic material that covers the soil surface and helps retain moisture, reduce weeds, moderate soil temperature, and prevent erosion. Compost is a mixture of decomposed organic matter that enriches the soil and improves its structure, drainage, and fertility. Both mulch and compost can help you save water, reduce maintenance, and enhance the health and beauty of your plants. You can make your own mulch and compost from leaves, grass clippings, kitchen scraps, and other organic materials, or buy them from local nurseries or garden centers.


4. Incorporate Hardscape Elements


Hardscape elements are non-living features that add structure, function, and style to your landscape. They include paths, patios, decks, fences, walls, pergolas, arbors, benches, fire pits, water features, and more. Hardscape elements can help you create different zones in your yard, such as a dining area, a seating area, a play area, or a focal point. They can also reduce the amount of lawn and plant area that you need to maintain and water. When choosing hardscape materials, opt for those that are durable, low-maintenance, and match the style and color of your home and landscape. Some examples of hardscape materials for South Texas are:



  • Brick
  • Concrete
  • Flagstone
  • Gravel
  • Pavers
  • River rock
  • Wood



5. Add Color and Texture


 

One of the easiest and most effective ways to enhance the appeal of your landscape is to add color and texture. Color and texture can create contrast, interest, and harmony in your yard, and make it more inviting and enjoyable. You can add color and texture to your landscape by using a variety of plants, flowers, foliage, fruits, seeds, bark, and berries. You can also use colorful and textured hardscape materials, such as tiles, stones, metals, and fabrics. When choosing colors and textures, consider the following tips:




  • Use a color wheel to find complementary, analogous, or monochromatic color schemes.
  • Use warm colors, such as red, orange, and yellow, to create excitement and energy.
  • Use cool colors, such as blue, green, and purple, to create calmness and relaxation.
  • Use neutral colors, such as white, gray, and brown, to balance and unify your landscape.
  • Use bright colors to draw attention and highlight focal points.
  • Use dark colors to create depth and contrast.
  • Use fine textures, such as grasses, ferns, and herbs, to create a sense of delicacy and softness.
  • Use coarse textures, such as succulents, palms, and shrubs, to create a sense of boldness and strength.
  • Use a mix of textures to create variety and interest.



Here are two great Garden Centers in San Antonio


Plant Life!



   
     The Garden Center         Milberger's Landscaping and Nursey

        Provided by Business Website                    Provided by Bing Places for Business








Posted by Mark Caraveo on February 19th, 2024 2:49 AMLeave a Comment

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